🏆 India's Most Trusted Loan-Fitment Partner

About Us

Who We Are & What We Stand For

Aadhya Financial Consultancy (AFC) is a need-based, fitment-driven loan advisory firm helping Individuals, Professionals, SMEs, and Business Owners secure the right financial solutions with clarity, confidence, and integrity. Since 2017, we have been committed to one principle: Recommend what the customer needs — not just what is available.

Our Foundation

Who We Are

Premier loan syndication and DSA firm transforming how India borrows

Customisation That Actually Delivers

Established in August 2017, Aadhya Financial Consultancy emerged with a bold vision: to be the most trusted partner in retail & SME lending—not just another facilitator, but a loan-fitment specialist.

Recognising that loan products are many yet true customisation is rare, we built our ethos on one core promise: we deliver what we commit.

With more than 20 years of combined banking experience, we understand the nuanced risk appetites and policies of 50+ lending institutions across India, allowing us to simplify and accelerate the borrowing process for our customers.

20+
Years Experience

50+
Banking Partners

Meet the Founder

"To give customers what they need, not just what is available."

With nearly two decades of experience in Retail & SME Lending, Venkatraman has worked with leading institutions such as Axis Bank, HDFC Bank, HSBC, Standard Chartered, Barclays, and Aditya Birla Finance.

In 2017, he founded Aadhya Financial Consultancy with a simple purpose: To guide customers through a transparent, informed, and responsible borrowing experience.

Over the years, he has supported Salaried Individuals, Professionals, SMEs, and HNI customers by structuring loans that enable stable cash flows, expansion, diversification, and wealth creation.

Axis Bank

HDFC Bank

HSBC

Standard Chartered

Barclays Bank

Aditya Birla Finance

Our Evolution

Our Journey

From inception to becoming India's trusted loan-fitment partner

2017 YEAR

🚀 Foundation

The Beginning

Aadhya Financial Consultancy established in August 2017 with a vision to bring clarity and honesty to loan selection process.

2018 YEAR

🤝 Building Trust

First 500 Families

Established relationships with 20+ major banks and NBFCs. Served first 500 families with transparent loan solutions.

20+

Banking Partners

500+

Families Served

2020 YEAR

📈 Expansion

SME Lending Vertical

Expanded to SME lending vertical. Crossed ₹100 Cr in loan disbursements. Helped 200+ SMEs during pandemic with critical funding.

₹100Cr+

Disbursed

200+

SMEs Helped

2022 YEAR

⭐ Recognition

Scale & Excellence

Partnered with 50+ banking institutions. Achieved 98% success rate in loan approvals. Recognized as trusted advisor.

50+

Partners

98%

Success Rate

2025 TODAY

🏆 Industry Leader

India's Most Trusted

Served 5,000+ families and 800+ SMEs. Crossed ₹500 Cr in total disbursements. Recognized as India's most trusted loan-fitment partner.

5,000+

Families

₹500Cr+

Total Disbursed

What Drives Us

Mission | Vision | Values

The guiding principles behind every decision we make

🎯

Mission

To provide clear, accurate, and fitment-based financial advisory that empowers customers to make confident lending decisions.

🚀

Vision

To become India's most trusted partner for transparent and customised financial solutions.

💎

Values

Integrity • Fitment First • Transparency • Customer-Centricity • Responsiveness

Our Expertise

What We Do

Comprehensive loan solutions for every financial need

🏠

Home Loan

🏢

Loan Against Property

🏭

Commercial Property

💼

Business Loan

💰

Working Capital

🔄

Supply Chain Finance

📈

Structured Finance

🏗️

Lease Rental Discounting

Our Customers

Who We Help

Serving diverse customer segments with customized solutions

👥

Individuals

Salaried Professionals
Self-Employed
Doctors, CA, Architects
Consultants

🏢

SME Entities

Proprietorship
Partnership Firms
LLP
Private Limited

💼

Corporates

HNIs & Business Owners
Growing Startups
Listed Companies
Family Offices

Our Advantage

Why Clients Trust AFC

What makes us different from other loan consultants

🎯

20 Years Banking Expertise

Deep understanding of lending policies across 50+ banks and NBFCs from our founding team's extensive banking background.

✓ Industry Veterans

🤝

Fitment-Based Selection

We match your unique financial profile with the right lender—not just what's easy to sell.

✓ Custom Solutions

⚡

Fast Turnaround

Streamlined process and strong banking relationships enable quick approvals and disbursements.

✓ Quick Processing

💎

Transparent Process

Complete clarity on eligibility, interest rates, fees, and documentation from day one.

✓ No Hidden Costs

🎓

End-to-End Support

From initial profiling to final disbursement—we handle every step so you can focus on your goals.

✓ Complete Handholding

✅

98% Success Rate

Accurate assessment and proper fitment result in industry-leading approval rates.

✓ Proven Results

Our Network

Our Lending Network

Strong partnerships with India's leading banks and NBFCs

Axis Bank

HDFC Bank

ICICI Bank

Kotak Bank

HSBC

Standard Chartered

AU Small Finance

Yes Bank

IndusInd Bank

IDFC First Bank

Tata Capital

Aditya Birla Finance

Bajaj Finserv

L&T Finance

Piramal Finance

IIFL Finance

Indiabulls

Fullerton India

Client Success

What Our Clients Say

Real stories from customers who trusted AFC for their financial needs

"AFC guided me with complete clarity. I understood exactly what my eligibility was and which bank suited my case best. The entire process was transparent and hassle-free."

Rajesh Shah

SME Business Owner, Mumbai

"Very transparent and professional. They helped me get a home loan with competitive rates. Venkatraman's expertise in banking really shows in the quality of service."

Priya Mehta

IT Professional, Thane

"Best loan consultant in Mumbai. They don't just push products—they actually understand your business and recommend what fits. Got working capital exactly when needed."

Amit Kumar

Manufacturer, Navi Mumbai

Ready to Experience the AFC Difference?

Whether you're buying your dream home, scaling your business, or planning your financial future—we're ready when you are. Let's find the perfect loan fit together.

Apply Now → 💬 WhatsApp Us