🏆 20+ Years of Excellence

Find the Perfect Loan Fit For Your Dreams

Expert loan syndication connecting you with 50+ banks and NBFCs. From home purchases to business expansion, we craft personalized financial solutions that fuel your growth.

Check Loan Eligibility → Talk to Expert 📞
50+ Banking Partners
Transparent Process
End-to-End Support
₹500Cr+
Disbursed
98%
Success
Financial Expert
🔥
Trusted Loan Fitment Experts
Serving Self-Employed & SMEs across India

Loan Solutions Tailored for Your Growth

Expert financing options designed to fuel your dreams and aspirations

Individual Borrowing
🏠

Home Loan

Turn your dream home into reality with competitive interest rates and flexible repayment options.

Explore Details

Home Loan

Interest Rate From 8.5%
Max Tenure 30 Years
  • ✓ Up to 90% funding
  • ✓ Quick 72-hour approval
  • ✓ Flexible repayment options
  • ✓ Tax benefits available
Apply Now → Calculate EMI
Property-Backed Funding
🏢

Loan Against Property

Unlock your property's value for business expansion, education, or any personal need.

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Loan Against Property

Loan Amount Up to ₹5 Cr
LTV Ratio Up to 70%
  • ✓ High-value loan for business needs
  • ✓ Attractive & lower interest rates
  • ✓ Flexible tenure options
  • ✓ Quick disbursement
Apply Now → Check Eligibility
Real Estate Investment
🏗️

Commercial Property

Invest in commercial real estate with tailored financing for offices, retail, and warehouses.

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Commercial Property

Interest Rate From 9.5%
Eligible Property All Types
  • ✓ Office spaces & retail units
  • ✓ Warehouse & industrial financing
  • ✓ Higher loan eligibility
  • ✓ Tax benefits on interest
Apply Now → Contact Advisor
Rental Income Financing
📋

Lease Rent Discounting

Convert future rental income into immediate working capital for business growth.

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Lease Rent Discounting

Advantage Quick Access
Collateral Not Required
  • ✓ Instant liquidity against rentals
  • ✓ No additional collateral needed
  • ✓ Ideal for growth capital
  • ✓ Fast documentation & disbursement
Apply Now → Calculate Value
Quick Business Capital
💼

Unsecured Business Loan

Quick funding without collateral for inventory, equipment, or operational expenses.

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Business Loan

Loan Amount Up to ₹50L
Approval Within 48 Hours
  • ✓ No collateral required
  • ✓ Fast approval & disbursement
  • ✓ Minimal documentation
  • ✓ Flexible usage across business needs
Apply Now → Check Eligibility
Operational Liquidity
₹

Working Capital

Maintain smooth business operations with flexible working capital solutions.

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Working Capital

Type Revolving
Access Instant
  • ✓ Revolving credit facility
  • ✓ Flexible credit limits
  • ✓ Perfect for SME cash flow
  • ✓ Quick access to funds
Apply Now → Calculate Need
Trade & Vendor Funding
🚚

Supply Chain Finance

Optimize cash flow with financing based on your supply chain strength.

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Supply Chain Finance

Rates Best in Market
Benefit Cash Flow+
  • ✓ Better cash flow management
  • ✓ Early payment options
  • ✓ Vendor-friendly terms
  • ✓ Strong growth enabler
Apply Now → Talk to Expert
Advanced Corporate Solutions
📊

Structured Finance

Complex financing solutions for large-scale projects and corporate requirements.

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Structured Finance

Solution Custom
Scale Enterprise
  • ✓ Large-scale project financing
  • ✓ Tailor-made structures
  • ✓ Flexible, complex deal execution
  • ✓ Expert advisory support
Apply Now → Schedule Call

Financial Solutions Built for Your Journey

From dream homes to business empires—we've got you covered

🏡

For Individuals

Turn Your Dreams Into Milestones

✓
Home Loans from ₹10L–₹5Cr

Low rates from 8.5% | Up to 80% LTV

✓
Personal & Education Loans

Quick approval within 48 hours

✓
Vehicle Loans

Cars, bikes & commercial vehicles

👨‍👩‍👧 5,000+ Happy Families
💰 ₹300Cr+ Loans Disbursed
Explore Personal Loans →
🔥 Most Popular
🏢

For Businesses

Powering SME Growth & Ambitions

✓
Working Capital up to ₹50Cr

Unsecured & secured options available

✓
Business Expansion Loans

Commercial property, equipment & more

✓
Supply Chain Finance

Invoice discounting & vendor payments

🏢 800+ SMEs Funded
📈 ₹200Cr+ Business Loans
Explore Business Loans →

Quick Financial Tools

Calculate your eligibility and plan your finances instantly

🏠

Home Loan Calculator

Calculate EMI, total interest, and loan eligibility for your dream home.

Calculate Now Get Expert Help →
🏢

LAP Eligibility

Check how much loan you can get against your property value.

Check Eligibility Get Expert Help →
₹

EMI Calculator

Plan your monthly budget with accurate EMI calculations for any loan.

Calculate EMI Get Expert Help →

Why Choose Aadhya Financial Consultancy

Your trusted partner in achieving financial goals

🎯

20+ Years of Expertise

Led by Venkatraman Iyer with extensive experience from Axis Bank, HSBC, Standard Chartered, Barclays, and Aditya Birla Finance.

🤝

50+ Banking Partners

Access to India's leading banks and NBFCs ensures you get the best rates and terms for your loan.

⚡

Loan Fitment Expert

We don't just process loans—we analyze your needs and match you with the perfect financial solution.

🔄

End-to-End Execution

From application to disbursement, we handle every step ensuring a smooth and hassle-free experience.

💎

Transparent & Ethical

No hidden charges, no false promises—just honest advice and transparent processes throughout.

📍

Local Expertise

Based in Mumbai & Thane with deep understanding of Maharashtra's real estate and business landscape.

Success Stories

Real experiences from our satisfied clients

"

Aadhya Financial helped us secure a home loan with the best interest rate available. Venkatraman's expertise and guidance made the entire process seamless. Highly recommended!

RS
Rajesh Sharma
IT Professional, Mumbai
Saved ₹3.5L in interest
"

We needed working capital urgently to fulfill a large order. AFC arranged the funding within 72 hours, which was crucial for our business growth. Exceptional service!

PK
Priya Kapoor
Business Owner, Thane
₹50L sanctioned in 3 days
"

Loan Against Property was perfect for my daughter's education abroad. The team explained all options clearly and got us the best deal. Truly professional and caring approach.

AM
Anil Mehta
Self-Employed, Navi Mumbai
Lower interest than expected
"

The business loan consultation was incredibly detailed. They helped us understand our financing options and choose the best structure for our manufacturing expansion.

SK
Suresh Kumar
Manufacturing Unit Owner
₹2Cr facility approved
"

Professional loan services with complete transparency. No hidden charges, no false promises—just honest advice and excellent execution.

NP
Neha Patel
CA Professional, Mumbai
Smooth documentation
"

AFC's deep banking knowledge made our MSME loan approval incredibly smooth. They knew exactly which documents were needed and guided us at every step.

VD
Vikram Desai
MSME Owner, Thane
Quick approval

Our Banking Partners

Partnered with India's leading financial institutions

BANK
HD

HDFC Bank

Home Loans • LAP • BT

BANK
IC

ICICI Bank

Personal • Business • SME

BANK
AX

Axis Bank

Working Capital • LAP

BANK
SB

SBI

Home Loans • MSME

BANK
KM

Kotak Mahindra

Business Loans • LAP

BANK
YB

Yes Bank

Corporate • Trade Finance

BANK
IB

IndusInd Bank

Home • Vehicle Loans

NBFC
ID

IDFC First

SME • Working Capital

NBFC
BJ

Bajaj Finserv

Business • Machinery

NBFC
TC

Tata Capital

Working Capital • CV

HOUSING
LH

LIC HFL

Home Loans • LAP

HOUSING
PH

PNB Housing

Home Loans • Rental

View All 50+ Lending Partners
💬 Chat with us